Meet the Team

Judith Farrall-Wilks dipPFS Lifetime Financial Planner (Certified ROL)		Financial planning isn’t as intimidating as it seems—there’s a myth that you need a large sum of money to get started or to verify your choices, which isn’t true. Don’t be afraid; I’m here to guide you, clarify your options, and give you the confidence to move forward. I started with almost no knowledge, but over time, it became my mission—shaped by my own life experiences—to support others in building financial stability and security. What also inspired me was the Which? Magazine. I subscribed and learned from them how to save money which in turn meant that I supported their advertising campaign. With advanced qualifications in retirement planning, taxation, and trusts, and years of experience working across major insurance firm, a High Street bank, and as an independent regulated advisor/business owner. I bring deep expertise to the table. Now, I apply this knowledge without the conflict of targeted product sales, focusing instead on your unique aims and future needs. My aim is to help you live a more fulfilling life by making smart, informed decisions about your income, savings, and skills—so you can protect what you’ve earned and make choices with clarity and confidence. Ultimately, it’s about achieving life outcomes you can truly be proud of, free from regret.
Elaine Harper Office Manager		Elaine, as our Office Manager serves as the primary contact for customers. She holds financial qualifications increasing to Diploma level. I first met Elaine in the early phases of her career in 1997. She has built a long standing professional journey rooted in support roles beginning in an investment and pension company and later transitioning to Independent Financial Advice. Her dedication, client focused approach, and continuous commitment to professional development make her a valuable asset to our team.
Elizabeth (Liz) Webster Accounts Manger		Liz is our accounts manager who plays a key role within the Epiphany team. Since working remotely, she is seldom seen in the office. Liz has been with the company since 2013 managing the company's financial operations. With years of experience in founding and operating an office design business in London, she is well equipped to maintain our financial health.

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