About Us

Our service here at Epiphany LFP  is aimed to provide personal friendly face to face assistance that can also be online (Zoom) or telephone. The important thing is you speak to a person not a robot.

Its aim is to provide that light bulb moment, in  helping you shape your finances to suit You, your family and/or your business.  To answer that all important questions of `What is your money for`  and What should I do with it?

Especially when vulnerable due to loss, separation or unexpected change at whatever stage or age you are in life. We aim to fully understand you and your circumstances after in depth discussions.

We also offer assistance in addressing, comparing and finding the answer to any financial scenario or ‘what if’.

Judith and the team have faced their own transitions therefore can show, empathy, understanding and the experience to help you with yours.

We can share our stories so that you know us and we know you as finances are very personal to each of us.

Meet the Team

Judith Farrall-Wilks Lifetime Financial Planner (Owner)		My purpose in life is to help you understand your finances should you wish to, in order to help or be helped with important financial decisions to improve your situation where possible to make life more comfortable. To be a point of call when life throws unexpected curve balls at us. I had to learn about my own finances with each life event that I experienced from starting work, moving house and area which in turn, meant moving pensions. Then splitting assets in divorce, learning about Estate Planning (due to inheritance wars),the Later Life Care system and ultimate probate. Having natural accounting ability led me to my career. Finances are not taught at school, so this is my mission and purpose is to help those who want to know more. A proper plan can help prevent financial harm with many WHAT IFS? mitigated. My Background: I began within the large Pension & Investment Company progressing to the Banking Sector, then finally with Independent Financial Advice here in Ludlow. I have been finding solutions for our customers for over 27 years through numerous economic and pandemic situations. I am fully qualified with advanced qualifications in Retirement Planning, as well as Taxation & Trusts. I’m a member of the Chartered Insurance Institute, Personal Finance Society, and the Chartered Institute for Securities and Investment. I am also a certified Life centred planner. The world of financial advice is changing dramatically with the introduction of digitalisation. This has led to the birth of the Epiphany LFP (Lifestyle Financial Planning) business and its face to face services being offered today.
Elaine Harper Office Manager		Elaine is my right hand woman! Elaine has also experienced life events that provides her with the understanding and empathy required of her role having first hand experience of the ups and downs of life to support top quality financial planning with her wealth of administration experience in this sector. As our office manager, Elaine is first point of call for customers. She is fully qualified with Financial Planning Certificate and is now upgrading this to diploma level. Background: I met Elaine early in her career in 1997. She has followed a similar path to mine with experience of working in a support role in the Investment & Pension Company and support role for Independent Financial advice for over 20 years.
Elizabeth (Liz) Webster Accounts Manger		Liz is our accounts manager, and an important part of Epiphany team. Working from home, you rarely see her in the office. Liz has been with us since 2013 looking after the financial side of the business. Background: Liz has extensive experience with founding & running an office design business in London for many years means she is well placed to ensure our finances run smoothly.

Get in touch to see how Judith can help >